The list below sets out the types of personal information that we hold and use about you:

• Personal and contact details, such as title, full name, contact details and contact details history
• Your date of birth, gender and/or age
• Records of your contact such as via our phone number and, if you get in touch with us online using our online services, details such as IP address
• Products and services you hold
• Marketing information on you and related data analysis, including history of those communications, whether you open them or click on links
• Information about your use of products or services held with our business partners, such as insurance policies, or financial services and products
• Information we obtained from third parties

We may be unable to provide you with our products or services if you do not provide certain information to us. In cases where providing some personal information is optional, we’ll make this clear.

The information we hold comes from different sources. These are:

• From you directly
• Information generated about you when you use our products and services
• From a broker or other intermediary (for example, comparison site) who we work with to provide products or services or quote to you
• Business partners (for example, financial services institutions, insurers), or others who are a part of providing your products and services or operating our business
• Calls may be recorded for training and monitoring purposes. Please refrain from providing credit/debit card information on these calls. If you do so it is at your own risk

The reasons we use your information are below. We have arranged them according to the lawful basis that allows us to use the data.

1. To provide you with our products or services or decide whether to do so:
2. Assessing an application for a product or service, including considering whether or not to offer you the product or service, the price, the risk of doing so, availability of payment method and the terms
3. Managing the product or service you have with us
4. Managing any aspect of the product or service
5. To monitor and to keep records of our communications with you and our staff (see below)
6. For market research and analysis and developing statistics
7. For direct marketing communications and related profiling to help us and The to offer you relevant products and service, including deciding whether or not to offer you certain products and service. We’ll send marketing to you by SMS, email, phone, post, social media and digital channels (for example, using Facebook Custom Audiences and Google Custom Match). Offers may relate to any of our products and services such as cars, roadside assistance, money and financial services, insurance, travel, member offers ("Member Benefits") as well as to any other offers and advice we think may be of interest
8. To develop new products and services and to review and improve current products and services
9. To comply with legal and regulatory obligations, requirements and guidance
10. To provide insight and analysis of our customers both for ourselves and for the benefit of business partners either as part of providing products or services, helping us improve products or services, or to assess or improve the operating of our businesses
11. To share information, as needed, with business partners (for example, financial services institutions, insurers), account beneficiaries, service providers or as part of providing and administering our products and services or operating our business
12. To facilitate the sale of one or more parts of our business
13. For our legitimate interests:
14. Managing your products and services relating to that, updating your records
15. To perform and/or test the performance of, our and our business partners’ products, services and internal processes
16. To follow guidance and recommended best practice of government and regulatory bodies
17. For management and audit of business operations including accounting
18. To carry out searches at Credit Reference Agencies at the pre-application and application stage, and periodically after that. Where you have been introduces to us by a broker or other intermediary they may do these searches on our behalf
19. To carry out monitoring and to keep records of our communications with you and our staff (see below)
20. To administer our good governance requirements and those of other members of our Group, such as internal reporting and compliance obligations or administration required for AGM processes
21. For market research and analysis and developing statistics
22. For direct marketing communications and related profiling to help us to offer you relevant products and services, including deciding whether or not to offer you certain products and service. We will send marketing to you by SMS, email, phone, post and social media and digital channels (for example, using Facebook Custom Audiences and Google Custom Match
23. Subject to the appropriate controls, to provide insight and analysis of our customers to business partners either as part of providing products or services, helping us improve products or services, or to assess or to improve the operating of our businesses
24. For some of our profiling
25. Where we need to share your personal information with people or organisations in order to run our business or comply with any legal and/or regulatory obligations
26. To comply with our legal obligations
27. With your consent or explicit consent:
28. For some direct marketing communications
29. For some of our profiling
30. For some of our processing of special categories of personal data such as about your health, if you are a vulnerable customer
31. For a public interest, such as:
32. Processing of your special categories of personal data such as about your health or if you are a vulnerable customer

We may share information with the following third parties for the purposes listed above:

• Business partners (for example, financial services institutions, insurers), account beneficiaries, or others who are a part of providing your products and services or operating our business including Evolution Funding Ltd, the Bank of Ireland (UK) plc, Northridge NIIB Group Ltd, trading as Northridge Finance, AUTOD2 Ltd, trading as Wizzle and Marshall Leasing Ltd, trading as Marshall Leasing
• Governmental and regulatory bodies such as HMRC, the Financial Conduct Authority, the Prudential Regulation Authority, the Ombudsman, the Information Commissioner’s Office and under the Financial Services Compensation Scheme
• Other organisations and businesses who provide services to us such as debt recovery agencies, back up and server hosting providers, IT software and maintenance providers, document storage providers and suppliers of other back office functions
• Market research organisations who help us to develop and improve our products and services
• With Cars dealerships

Withdrawing your consent
If we rely on your consent, you can withdraw this at any time. Use the contact details below or on our website.
Transfers outside of the UK or EEA
Your personal information may be transferred outside the UK or European Economic Area, for example to service providers. If we do so, we’ll make sure that suitable safeguards are in place where required, for example contractual agreements or other legal measures unless certain exceptions apply.
Changes to your data
Monitoring communications
We may monitor, communications with you, where permitted by law. We do this for quality control and staff training purposes, to comply with regulatory rules, to prevent or detect crime, to protect the security of our communications and data to enforce compliance with business polices.
Use of automated decisions
When applying for car finance, your personal data will be shared with Evolution Funding Limited, who are a credit broker. In order to process your application, Evolution Funding Limited, and some of the finance companies that your application may be sent to, may use automatic decision making as part of the funding decision process.
You have a number of rights in relation to automated decision making, which can be exercised in this case by contacting Evolution Funding Limited. For more information on how your personal data is handled for this activity, or to exercise your data rights in relation to automated decision making, please visit/contact https://www.evolutionfunding.com/public/customer-data-processing/ - dataprotectionofficer@evolutionfunding.com.
Retention of your data
Unless we explain otherwise to you, we’ll hold your personal information based on the following criteria:

• For as long as we have reasonable business needs;
• For as long as we provide products or services to you and then for as long as someone could bring a claim against us; or
• To comply with legal and regulatory requirements or guidance.

Your data protection rights
Here is a list of the rights that all individuals have under UK data protection laws. They don’t apply in all circumstances so your request may not always be granted. If you wish to use any of them, we’ll explain at that time if they apply or not, and if we will comply or not with your request, including the reasons why.

• The right to be informed about the processing of your personal information;
• The right to have your personal information corrected if it is inaccurate and to have incomplete personal information completed;
• The right to object to processing of your personal information;
• The right to restrict processing of your personal information;
• The right to have your personal information erased;
• The right to request access to your personal information and how we process it;
• The right to move, copy or transfer your personal information; and
• Rights in relation to automated decision making which has a legal effect or otherwise significantly affects you.

If the event was cancelled by the organizer, full price will be fully compensated. Full price will be transfered to the card during 3 days. If you want to cancel the participation less then over a period of a month, 30% of the cost will not be returned.